Banking Financial Services Internship in Kochi

Task Objective: Study and compare major banking products offered by financial institutions.

Student Activities: 1.

Select at least three Indian banks and identify their major deposit, lending, and fee-based products.

2.

Compare product eligibility, rates, charges, features, and customer segments using public information.

3.

Explain how banks generate revenue from the selected products.

4.

Identify which customer segment each product appears to target.

Student Submission: Submit a Banking Product Comparison Spreadsheet and a 4-page Banking Products Report.

Mode: This task can be completed remotely from home using publicly available information, spreadsheets, documents, presentation tools, or fictional business data where specified.

Task Objective: Evaluate a fictional business loan application.

Student Activities: 1.

Create a fictional business loan applicant with financial information.

2.

Evaluate the applicant using factors such as repayment capacity, financial strength, and business stability.

3.

Calculate relevant financial ratios and debt-servicing indicators.

4.

Make a lending recommendation and specify reasonable conditions or controls.

Student Submission: Submit the fictional loan application, Excel credit calculations, Credit Appraisal Sheet, and 4-page Credit Assessment Report.

Mode: This task can be completed remotely from home using publicly available information, spreadsheets, documents, presentation tools, or fictional business data where specified.

Task Objective: Create a structured framework for identifying and managing banking risks.

Student Activities: 1.

Study credit, market, operational, liquidity, and compliance risks.

2.

Define the causes, indicators, and possible impact of each risk category.

3.

Create a risk matrix using likelihood and impact ratings.

4.

Recommend controls and monitoring methods for the highest-priority risks.

Student Submission: Submit the Banking Risk Register, Risk Heat Map, and 4-page Risk Management Report.

Mode: This task can be completed remotely from home using publicly available information, spreadsheets, documents, presentation tools, or fictional business data where specified.

Task Objective: Complete an academic banking case study covering products, credit, risk, and compliance.

Student Activities: 1.

Create a fictional banking business scenario and identify its major financial and operational risks.

2.

Analyse a fictional loan portfolio and identify credit-risk concerns.

3.

Prepare a regulatory and compliance checklist relevant to the selected banking activities.

4.

Develop a management action plan containing controls, responsibilities, monitoring metrics, and timelines.

Student Submission: Submit the complete Banking Case Study containing Excel analysis, risk register, compliance checklist, 8–10 page report, and presentation.

Mode: This task can be completed remotely from home using publicly available information, spreadsheets, documents, presentation tools, or fictional business data where specified.